I would build a place so the setting sun would warm the western wall. My front door would be facing south, I would have a walk out basement and out of any flooding zone... I would want to see the pond or stream. If you are in a cold area, I would not build on the highest point, but near.
So, the sun, wind and facing south to take advantage of solar are to me the most important factors. A walk out basement with an icf will be a great advantage...
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