That's kind of what I was thinking, too. I don't need "fancy." In fact, I've never had "fancy" in my life and I'm perfectly fine with that. I grew up in a very poor part of the Appalachian Mountains. I would be perfectly content with a solid, functional, and simple log cabin.I think such high estimates are coming from how people are "tricking" their homes out with very nice amenities.
This is my goal, too. I HATE debt with everything in me. I'll turn 40 in two weeks and I've never had a car payment in my life. That doesn't mean I've driven nice cars...just functional cars that get me where I need to go. My car now is a 13 y/o Honda. I saved up for it, traded in my old car, and wrote a check for the difference. That's just the way I roll. And I'm very interested in the idea of building a functional (but not fancy) log cabin and paying for it as I go (for as little money as humanly possible).Some, like me, want to build to be free of a mortgage. I would rather build my own house than buy a 150K house with 200K mortgage interest over the next 30 years.
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